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Peggy Hoyt is a Florida-based estate planner and co-author, with Rudi Hoffman, of The Cryonics Estate Planning Handbook. We discuss dynastic trusts, the Rule Against Perpetuities and why it isn’t a problem in the USA, reasons to have a living will, how to build in financial incentives to revive you, the components of a cryonics/biostasis estate plan, the role of the trust protector, financing the preservation of pets, and more.

Tech juggernaut Nvidia continued its winning streak on Wednesday, posting record quarterly revenue of $39.3 billion, up 12% from last quarter and 78% a year ago, compared to Wall Street’s projection of $38.3 billion. Sales for the year came in at $130.5 billion, up 114% from the previous year.

The company forecast revenue for next quarter to hit $43 billion, slightly above the Street’s projections. Gross margins dipped for a second consecutive quarter, however, coming in at 73.5%, matching the guidance CFO Colette Kress offered last quarter. She said margins are expected to temporarily drop into the low 70s amid the Blackwell rollout.

Another amazing quarter from the company, said Will Rhind, founder and CEO of GraniteShares, who manages leveraged ETFs that give investors double the exposure to long or short positions on the stock. The only slight thing that I guess you could probably nitpick on is margins.

Today, the company’s data center business accounts for most of its sales as customers, including nearly all of Big Tech, race to amass as much compute power as possible. The data center division’s $35.6 billion in revenue increased 93% from the same quarter last year and beat the Street’s expected number of $34.2 billion.

Nvidia stock rose 171% in 2024, accounting for more than a fifth of the S&P 500’s overall gain. The company’s earnings are viewed as a reckoning for the whole Gen AI trade, making the chip behemoth’s financial results a momentous occasion for the entire equities landscape.

Rhind noted this latest batch of earnings comes as the market deals with increased uncertainty about issues such as tariffs and inflation. It really feels like the emphasis on this particular earnings call is more important than perhaps any of the others so far, he said.

Super Humanity — This documentary examines breakthroughs in neuroscience and technology. Imagine a future where the human brain and artificial intelligence connect.

Super Humanity (2019)
Director: Ruth Chao.
Writers: Ruth Chao, Paula Cons, Alphonse de la Puente.
Genre: Documentary, Sci-Fi.
Country: Portugal, Spain.
Language: English.
Release Date: December 27, 2019 (Spain)

Also Known As (AKA):
(original title) O Futuro da Mente.
El futuro de la mente.
Netherlands O Futuro da Mente.
Poland O Futuro da Mente.
Portugal O Futuro da Mente.
South Korea O Futuro da Mente.
Spain El futuro de la mente.
United States Mind Forward.

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#finance #documentaries #economy.

An Android malware app called SpyLend has been downloaded over 100,000 times from Google Play, where it masqueraded as a financial tool but became a predatory loan app for those in India.

The app falls under a group of malicious Android applications called “SpyLoan,” which pretend to be legitimate financial tools or loan services but instead steal data from devices for use in predatory lending.

These apps lure users with promises of quick and easy loans, often requiring little documentation and offering attractive terms. However, upon installation, they request excessive permissions, allowing the apps to steal personal data such as contacts, call logs, SMS messages, photos, and device location.

‘Quantum Supremacy’ author Dr. Michio Kaku discusses the future of quantum computing on ‘Making Money.’ #foxbusiness #makingmoney.

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In today’s AI news, Mercor, the AI recruiting startup founded by three 21-year-old Thiel Fellows, has raised $100 million in a Series B round, the company confirmed to TechCrunch. Menlo Park-based Felicis led the round, valuing Mercor at $2 billion — eight times its previous valuation. Existing investors Benchmark and General Catalyst, as well as DST Global and Menlo Ventures participated.

In other advancements, GPT-4.5 could arrive as soon as next week, as Microsoft gets ready to host OpenAI’s latest artificial intelligence models.

Microsoft engineers are currently readying server capacity for OpenAI’s upcoming GPT-4.5 and GPT-5 models. While OpenAI CEO Sam Altman acknowledged recently that GPT-4.5 will launch within a matter of weeks.

Then, OpenAI’s astounding growth rate potential is luring possible investors as questions loom over whether the startup will go public. “In terms of a multiple to pay for stock like ours, there’s incredible interest at the moment,” finance chief Sarah Friar told CNBC’s David Faber on Thursday. Its future growth potential has also enabled OpenAI to “achieve valuations that are on par with the growth rate of the scale” it is reaching.

S internal testing, it could mark a meaningful step forward for an all-purpose multimodal AI that can operate interactively in both real and digital spaces. + In videos, Figure is introducing Helix, a generalist Vision-Language-Action (VLA) model that unifies perception, language understanding, and learned control to overcome multiple longstanding challenges in robotics. A detailed report on Helix can be found in text accompanying the video.

Then, in this episode of Moonshots Peter Diamandis is joined by a panel of leaders in the session Transforming Business with AI: Opportunity or Overload? at Miami FII. Panelists include: Prem Akkaraju, CEO, Stability AI Ramin Hasani, Co-Founder & CEO, Liquid AI Jack Hidary, CEO, SandboxAQ Jim Keller, CEO, Tenstorrent Alexander Sukharevsky, Senior Partner & Managing Partner, QuantumBlack, AI, McKinsey & Company.

Meanwhile, AI is evolving into a mysterious new form of intelligence — powerful yet flawed, capable of remarkable feats but still far from human-like reasoning and efficiency. To truly understand it and unlock its potential, we need a new science of intelligence that combines neuroscience, AI and physics, says neuroscientist and Stanford professor Surya Ganguli.

Health, vitality and longevity through bioengineering — kevin caldwell — CEO, ossium health.


Kevin Caldwell is CEO, Co-Founder & President of Ossium Health (https://ossiumhealth.com/), a commercial stage bioengineering company that leverages its proprietary organ donor bone marrow banking platform to develop stem cell therapies for patients with life-threatening hematologic conditions, organ transplant rejection, and musculoskeletal defects.

Mr. Caldwell built Ossium from a small startup into the clinical stage bioengineering company it is today, setting the company’s mission to improve human health through bioengineering and designed its platform-based model for cellular therapeutics development. He has led the company’s successful pursuit, negotiation, and execution of more than 50 business relationships, including 5 successful fundraisings and dozens of supply partnerships, clinical partnerships, and commercial contracts with biopharmaceutical companies.

After seven years of strategic engagement and networking, Mr. Caldwell drove the team to successfully secure a transformative federal contract with BARDA (Biomedical Advanced Research and Development Authority) that validates Ossium’s innovative approach. This milestone represents the culmination of persistent relationship-building, targeted proposals, and unwavering commitment to addressing national biomedical challenges through cutting-edge technology and collaborative partnerships.

Prior to founding Ossium, Mr. Caldwell served as an Engagement Manager at McKinsey’s San Francisco office where he advised clients in the biotechnology and healthcare sectors. His projects ranged from due diligence of acquisition targets in the biotech startup ecosystem to restructuring distressed biopharma companies. Mr. Caldwell led more than 20 engagements with more than a dozen clients, leading teams that advised clients on revenue growth, go to market strategy, and organizational restructuring.

A group of psychologists and economists at Jaume I University, in Spain, has found evidence that women are more generous than men. In their study published in the open-access journal PLOS ONE, Iván Barreda-Tarrazona, Ainhoa Jaramillo-Gutiérrez, Marina Pavan, and Gerardo Sabater-Grande conducted experiments with volunteers playing “the Dictator Game.”

Prior research has suggested that men and women are nearly equal regarding financial generosity. But the team noted that virtually all such studies have involved small numbers of volunteer participants. In this new work, the group attempted to learn more about gender-based generosity by recruiting 1,161 volunteers to play the Dictator Game, and used the results to measure generosity.

The Dictator Game is a type of ultimatum game developed by psychologists to determine if people act solely out of . Players are given a certain amount of money and are asked if they would like to share some or all of it with a second, anonymous player. The second player is at the mercy of the first; they will receive only the amount offered by the first player.

Researchers have created a new AI algorithm called Torque Clustering, which greatly enhances an AI system’s ability to learn and identify patterns in data on its own, without human input.

Researchers have developed a new AI algorithm, Torque Clustering, which more closely mimics natural intelligence than existing methods. This advanced approach enhances AI’s ability to learn and identify patterns in data independently, without human intervention.

Torque Clustering is designed to efficiently analyze large datasets across various fields, including biology, chemistry, astronomy, psychology, finance, and medicine. By uncovering hidden patterns, it can provide valuable insights, such as detecting disease trends, identifying fraudulent activities, and understanding human behavior.

A major cybersecurity incident has exposed sensitive personal, medical and financial records of more than half a million Americans.

In a data breach notification, the Office of the Maine Attorney General says the California-based non-profit organization NorthBay Healthcare Corporation experienced an external system breach affecting 569,012 Americans.

In a notice sent to affected people, NorthBay Health says an unauthorized entity gained access to the firm’s computer systems between January 11th, 2024 and April 1st of the same year.