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Since the explosion of student debt following the Great Recession, annual repayment rates, or the amount of existing balances lowered, have been just 3%, Moody’s said. Just 51% of borrowers who took out loans from 2010-12 have made any progress at all in paying down their debt.

“While in the past, higher enrollment and rising tuition were the main drivers of growing student loan balances, more recently, slow repayments have become the primary driver,” Jody Shenn, senior analyst at Moody’s, and others said in the report. “Over the next few years, the combination of slow repayments and elevated, if no longer growing, levels of new borrowing will likely fuel further increases in outstanding debt.”

There are multiple reasons why the debt levels are not going down.

Fungus Among Us

The idea is to ship dormant fungus to a Moon base and, once it arrives, give it water and the right conditions to trigger growth, according to a NASA press release. That would also require a supply of photosynthetic bacteria to provide the fungus with nutrients. Once the fungus grows into the shape of a structure, it would be heat-treated, effectively killing it and turning it into a compact brick.

“Right now, traditional habitat designs for Mars are like a turtle — carrying our homes with us on our backs — a reliable plan, but with huge energy costs,” lead researcher Lynn Rothschild said in the release. “Instead, we can harness mycelia to grow these habitats ourselves when we get there.”

Thousands of Australians appear to believe lasers and exploding smart meters are being used to start our bushfires to make way for a new train network.

A Storyful investigation with news.com.au has found the conspiracy theory has spread far and wide on social media — with “directed-energy weapons” (DEWs) posts being shared tens of thousands of times in the past few weeks.

Those who believe the theory say the bushfires in this unprecedented season are being started using weapons which harness the focused power of technology such as lasers or microwaves.

As warfare continues to enter the digital realm, the Army plans to transform its cyber operations branch into a full-scale information warfare command, according to a top U.S. general.

The service will convert Cyber Command into the Army Information Warfare Command, Army Chief of Staff Gen. James McConville said at a panel on Tuesday. It’s one of the several modernization efforts the Army is taking on to counter “great power” opponents like Russia and China.

“We’re recognizing the importance of information operations, so our Cyber Command is going to become an information warfare command,” McConville said.

Residents of El Talento, a small town in Colombia adjacent to the city of Cúcuta, have been introduced to the GEN-M, Watergen’s medium-scale atmospheric generator that produces water out of air, October 2019. Photo: Courtesy.

JNS.org – An Israeli-made machine that creates fresh drinking water from air was named the “Energy Efficiency Product of the Year” in the 2020 Smart Home Mark of Excellence Awards at the Consumer Electronics Show (CES) in Las Vegas on Wednesday.

Presented annually during CES by the Consumer Technology Association, the Mark of Excellence Awards recognize the technology industry’s top smart-home innovations. The water-from-air appliance, named “GENNY,” was manufactured by the Rishon Letzion-based company Watergen.