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If Goldman Sachs’ new tool launches through Marcus, a human-digital hybrid approach would be a wise choice.


Goldman Sachs created a market-ready robo advisor and is mulling how to launch it, Financial Planning reports. The automated platform will represent Goldman’s digital entry into the smaller investor market, per Rachel Schnoll — who recently became the head of Goldman’s FinLife CX RIA platform — as cited by Financial Planning. The new robo advisor may be built in part on algorithms that Goldman acquired from financial life management firm United Capital, when it acquired the company for $750 million in May.

The new robo advisor could be introduced to the market via Goldman’s Marcus segment — here’s why it would be a good match. Goldman could extend a portion of the personal touch it brings to its Private Wealth Management clients to Marcus clients by offering them financial advice via the new robo advisor.

This could help elevate the bank’s play to target more retail banking customers, and could make up for the fact that the high interest rate Marcus boasts slipped from 2.25% to 1.9% since July. But Marcus isn’t the only potential route to market: Goldman is also considering launching its robo tech to financial advisors on the United Capital platform, per Schnoll.

For a long time it’s been said “fusion is the energy of the future. And always will be”. But now, with an influx of private investment, fusion startups are in the race for the holy grail of energy — limitless, clean power. A company based in Oxford, U.K. believes they’re close.

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Wielding state-of-the-art technologies and techniques, a team of Clemson University astrophysicists has added a novel approach to quantifying one of the most fundamental laws of the universe.

In a paper published Friday, Nov. 8, in The Astrophysical Journal, Clemson scientists Marco Ajello, Abhishek Desai, Lea Marcotulli and Dieter Hartmann have collaborated with six other scientists around the world to devise a new measurement of the Hubble Constant, the unit of measure used to describe the rate of expansion of the .

“Cosmology is about understanding the evolution of our universe—how it evolved in the past, what it is doing now and what will happen in the future,” said Ajello, an associate professor in the College of Science’s department of physics and astronomy. “Our knowledge rests on a number of parameters—including the Hubble Constant—that we strive to measure as precisely as possible. In this paper, our team analyzed data obtained from both orbiting and ground-based telescopes to come up with one of the newest measurements yet of how quickly the universe is expanding.”

A team of researchers at the University of California, Berkeley, has found a new way to measure gravity—by noting differences in atoms in a supposition state, suspended in the air by lasers. In their paper published in the journal Science, the group describes their new technique and explain why they believe it will be more useful than traditional methods.

Currently, the standard way to conduct gravity experiments is to drop things down shielded tubes and measure them as they whiz by instruments. In addition to giving researchers a very brief glimpse of gravitational interactions, such methods often fall prey to inadvertent stray magnetic fields. In this new effort, the researchers have found a way to measure gravity that does not involve dropping objects at all.

The new approach involved releasing a cloud of cesium atoms into the air in a small chamber and then using to split several of them into a superposition state. Once split, lasers were used to keep all the atoms in fixed positions with one of each pair raised slightly higher than its mate. The team then measured each atom’s wave particle duality, which is impacted by gravity. By measuring the difference in duality between the paired atoms (because of the difference in their distances from Earth), the researchers were able to come up with a measurement for gravity.

A UCLA research team has devised a technique that extends the capabilities of fluorescence microscopy, which allows scientists to precisely label parts of living cells and tissue with dyes that glow under special lighting. The researchers use artificial intelligence to turn two-dimensional images into stacks of virtual three-dimensional slices showing activity inside organisms.

In a study published in Nature Methods, the scientists also reported that their framework, called “Deep-Z,” was able to fix errors or aberrations in images, such as when a sample is tilted or curved. Further, they demonstrated that the system could take 2-D images from one type of and virtually create 3D images of the sample as if they were obtained by another, more advanced microscope.

“This is a very powerful new method that is enabled by to perform 3D imaging of live specimens, with the least exposure to light, which can be toxic to samples,” said senior author Aydogan Ozcan, UCLA chancellor’s professor of electrical and computer engineering and associate director of the California NanoSystems Institute at UCLA.

A newly developed laser technology has enabled physicists in the Laboratory for Attosecond Physics (jointly run by LMU Munich and the Max Planck Institute of Quantum Optics) to generate attosecond bursts of high-energy photons of unprecedented intensity. This has made it possible to observe the interaction of multiple photons in a single such pulse with electrons in the inner orbital shell of an atom.

In order to observe the ultrafast electron motion in the inner shells of atoms with short light pulses, the pulses must not only be ultrashort, but very bright, and the photons delivered must have sufficiently high energy. This combination of properties has been sought in laboratories around the world for the past 15 years. Physicists at the Laboratory for Attosecond Physics (LAP), a joint venture between the Ludwig-Maximilians-Universität Munich (LMU) and the Max Planck Institute of Quantum Optics (MPQ), have now succeeded in meeting the conditions necessary to achieve this goal. In their latest experiments, they have been able to observe the non-linear interaction of an attosecond pulse with electrons in one of the inner orbital shells around the atomic nucleus. In this context, the term ‘non-linear’ indicates that the interaction involves more than one photon (in this particular case two are involved).

Abstract: We know that creatures like us have two separate systems for processing information, the genome and the brain. We know that the genome is digital, and we can accurately transcribe our genomes onto digital machines. We cannot transcribe our brains, and the processing of information in our brains is still a great mystery. I will be talking about real brains and real people, asking a question that will have practical consequences when we are able to answer it. I am not able to answer it now. All I can do is to examine the evidence and explain why I consider it probable that the answer will be that brains are analog.

Prof Freeman Dyson | “Are Brains Analogue or Digital?” | 19th May 2014 — Dublin Institute for Advanced Studies, Statutory Public Lecture of the School of Theoretical Physics, in association with the UCD School of Physics.

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