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Ladies Monday with Cindy Rampersaud.


How do we prepare young people for jobs that do not yet exist?

Global changes in technology, population and urbanisation are impacting the educational landscape. The role of skill-based education is now critical for many economies. Getting it right is essential for the economic and social aspirations of individuals, communities, employers, economies.

Technological discovery is a key enabler that can provide successful careers through increased access to education for millions – solutions and application of learning that leads to innovation and growth. Cindy is SVP at Pearson Education. She is responsible for the development of Pearson’s UK technical and vocational qualifications. Cindy sits on the Commission for learning for life, work and a changing economy and is on the Board of The Children’s Society and Speakers Trust.

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https://paper.li/e-1437691924#/


Amidst various sanctions by the United States, Russia might buy Bitcoins in the Billions as a way to mitigate these sanctions.

According to Vladislav Ginko who is a lecturer at the Russian Presidential Academy of National Economy and Public Administration, the Russian government which sits on $466 Billion of reserves is planning to invest heavily into Bitcoin. He told Micky that he believes the government could start investing Billions in Bitcoin as early as next month which could potentially trigger a bull run.

Since 2012, the U.S has imposed over 60 rounds of sanctions against Kremlin, many of which do not have clear paths to get lifted. Sanctions are a way to achieve certain objectives (mostly political) in a nonviolent way, Russia certainly does not take this lightly and will try to mitigate these sanctions in any way possible.

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By giving $1,000 per month to a family.


  • Democrat Andrew Yang is running for president of the United States. His long-shot campaign is centered on providing a universal basic income for Americans.
  • Yang wants to help Americans who are losing jobs to automation, and he believes a basic income could create 4.5 million new jobs.
  • The core of Yang’s campaign is the Freedom Dividend, which would give out $1,000 per month to every American between the ages of 18 and 64.
  • Yang is testing the dividend this year in Goffstown, New Hampshire, where one family will receive $1,000 a month for a year. The family got the first payment on New Year’s Eve.

Presidential candidate Andrew Yang, a 43-year-old entrepreneur-turned-politician, is focusing his campaign on helping Americans who are losing jobs to automation.

Yang wants all Americans to benefit from a universal basic income, which would provide regular cash payments to people regardless of their employment status. Although he is a long-shot candidate, the Democrat said he believes so strongly in the need for a basic income that he is dedicated to running.

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#MachineLearning and #ArtificialIntelligence are revolutionising the online world. They are capable of reducing costs, analysing data, recognising patterns and trends we can’t see with the human eye and making real- time decisions. Now, they are being used to help prevent financial fraud and they’re learning how to do it better every day.


Machine learning and artificial intelligence are revolutionising the online world. They are capable of reducing costs, analysing data, recognising patterns and trends we can’t see with the human eye and making real-time decisions. Now, they are being used to help prevent financial fraud and they’re learning how to do it better every day.

Currently it is estimated that cybercrime costs the global economy approximately $600 billion, with one of the most common forms being credit card fraud which has grown considerably with the increase in the online market. As more and more people chose to transact online it is becoming increasingly important for financial services to invest in better, faster and more accurate fraud detection and prevention techniques.

How our data helps protect us

Thanks to there being such a large amount of online transactions, this means that there is a huge amount of customer data available which can be studied and learnt by AI. They can learn how to identify valid credit card behavioural patterns and how to detect irregular behaviour which could be fraudulent.

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The iPhone isn’t selling as well as Apple expected. Tim Cook blames China’s cooling-down economy, but a lot of users say it’s because the phone are too expensive for the features they offer.


Apple shares plummeted after CEO Tim Cook revealed that the iPhone maker expects a drop of up to $9bn in revenue compared to its November report. More affordable battery replacements are to blame, among other things.

Apple stated that it now expects a revenue of approximately $84 billion in the first quarter of 2019, down from its previous estimate of $89bn to $93bn. Markets have reacted swiftly to the news, sending Apple shares into a 7.5-percent nosedive.

Explaining the causes behind the revision, Cook almost squarely blamed the expected drop in sales on the economic slowdown in mainland China, a key emerging market for Apple smartphones.

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I owe Jack Shaw a favor. It’s one of those, “This one time in Cambodia…” type of favors. We won’t speak of it beyond perhaps a nod and wink. It’s not written down anywhere; the details of such are so vague as to be almost non existent, while encompassing the known universe. It expires upon death, of the sun; and can be redeemed whenever and by another person who need only walk up to me and say, “Jack Shaw sent me. He says to tell you ________”. And tada, that favor has been redeemed for value.

Jack would call this favor a “marker.” It’s more valuable than your house, the Empire State Building & 100k Bitcoins combined. It can even be redeemed for something even more precious, my time or an opportunity or access to my network. You know, those things that money can’t buy. Well, you can lease my time from time to time.

Favors, markers and promises are humanities’ first virtual currencies.

They’ve gone digital recently, as Jack might redeem his marker via a WhatsApp or WeChat text message.

Favors and promises aren’t financial obligations per-say. They’re moral debts that can be redeemed for things of intrinsic, monetary, social and/or actual value. Now, here is where things get a little weird. The thing about “money” is that it doesn’t have any value. It’s actually a reflection of a moral debt. Hence why the US dollar is backed by the “Full Faith and Credit of the US Government” and not say, gold or wheat. You believe…that people will feel obligated to pay taxes and in turn the government will collect these social obligations (aka favors) for the good and benefit of The People. This moral obligation is part of that “Debt to Society” you’ve heard so much about, are obligated to pay, but don’t recall actually signing up for.

Long ago, these virtual currencies of favors, promises, social obligations and credits were turned into what we now regard as money. Not because paper money or coins had or have any intrinsic value, but because for trade beyond one’s family or clan, it’s easier to convey/store and document the value of Sam owing you two chickens, using cash as that documentation (or store of value). As you extended to him a two chicken line of credit.

“Credit” is just another favor or marker with terms.

Coins and “Banknotes” (because people wrote down how much credit they gave you) were just the earliest form of noting and coming to consensus on how to document these virtual currencies of favors, markers, promises and credit.

Overtime, what favor or credit money represents has been lost. We’ve been conditioned to simply believing (Full Faith and Credit) that paper money has intrinsic value, when it simply doesn’t.

Paper money isn’t backed backed by anything other than your faith.

Hence why inflation is such a troublesome concept for most. It challenges the fundamental principles of your faith — every time the government prints more paper money. It extends to itself (and then to you, via banks) made up and virtual favors by the billions. They are favors and markers with no value behind them; lines of credit with no chickens attached. So when these virtual chickens come home to roost, as actual value, guess what? There aren’t any chickens, just a whole lotta hungry believers.

Everybody believes in this system of virtual currencies of credit, favor and marker collection, except the banks and the corporations who effectively pay zero in taxes, while simultaneously collecting trillions in credits from people and then turning those virtual dollars into “real wealth.” Think real estate.

Fun fact/Tangent: Why is real estate called “real?” Hint: It has something to do with the fact that money has no value (isn’t real) but shelter/housing does. We’ll talk about how banks and corporations got out of their social contract at your expense later.

While a 90-day ceasefire period is in place for negotiators to end the war, major Chinese technology companies and national initiatives are expected to continue to face challenges in 2019 as the world’s two largest economies remain at loggerheads over global leadership in hi-tech innovation.

Here we take a look at the views of analysts, executives, and experts to see which sectors and companies will likely be in the spotlight in 2019 and what the big issues are expected to be.

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Power suits, robotaxis, Leonardo da Vinci mania—just a few of the things to look out for in 2019. But what else will make our top ten stories for the year ahead?

Click here to subscribe to The Economist on YouTube: https://econ.st/2xvTKdy

What will be the biggest stories of the year ahead?

00:35 — 10 — Powered Clothing.
In 2019 power dressing will take on a whole new meaning when this strange-looking clothing hits the market. Not so much high fashion as high tech, it’s a suit with built-in power that will literally get people moving. Part of the wearable robotics revolution, the suit is made up of battery-powered muscle packs which contract just like a human muscle to boost the wearer’s strength. With the global population of over 60s expected to more than double by 2050, and retirement age increasing, there’s no shortage of potential markets. But don’t expect the suits to ease the burden on aching limbs and overstretched health services anytime soon — as these suits don’t come cheap. According to the manufacturer they’ll retail for around the cost of a bespoke tailored suit.

02:13 — 9 — The year of cheap flights.
2019 will be the year low-cost long-haul travel takes off. You’ll be able to buy a ten thousand mile flight from London to Sydney for around $350 and this is why. The world will boast two new state-of-the-art mega hub airports and competition between them will drive down the cost of flying. Daxing Airport outside Beijing is due to open in 2019 and will feed growing demand for air travel in China. Beijing already has one of the world’s biggest airports and for China this new mega hub will send an important message to the world. Rivaling Daxing as a national symbol of global prestige will be a new mega hub airport in Istanbul. Opened in 2018 it covers a staggering 26 square miles — an area larger than the island of Manhattan. And in 2019 consumers will again be the beneficiaries of a state sponsored economic push. But the low fares offered by competition between these hubs could be short-lived.

04:06 — 8 Stonewall riots at 50.

Quantum computing will break most of the encryption schemes on which we rely today. These five tips will help you get ready.

Search on the phrase “quantum computing,” and you’ll find a furious debate. On the one hand, you’ll read breathless articles predicting groundbreaking advances in artificial intelligence, genomics, economics, and pretty much every field under the sun. On the other, you’ll find the naysayers: It’s all hype. Large-scale quantum computers are still decades away — if they’re possible at all. Even if they arrive, they won’t be much faster than standard computers except for a tiny subset of problems.

There’s one area, however, where you’ll find all sides agree: Quantum computing will break most of the encryption schemes on which we rely today. If you’re responsible for your organization’s IT or security systems, and that sentence made the hair on the back of your neck stand up, good. To get ready for a post-quantum world, you should be thinking about the problem now.

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