{"id":31837,"date":"2016-11-10T21:32:59","date_gmt":"2016-11-11T05:32:59","guid":{"rendered":"http:\/\/lifeboat.com\/blog\/2016\/11\/biometric-security-gains-popularity-but-is-far-from-foolproof"},"modified":"2017-06-04T14:04:02","modified_gmt":"2017-06-04T21:04:02","slug":"biometric-security-gains-popularity-but-is-far-from-foolproof","status":"publish","type":"post","link":"https:\/\/lifeboat.com\/blog\/2016\/11\/biometric-security-gains-popularity-but-is-far-from-foolproof","title":{"rendered":"Biometric Security Gains Popularity, But Is Far from Foolproof"},"content":{"rendered":"<p style=\"padding-right: 20px\"><a class=\"aligncenter blog-photo\" href=\"https:\/\/lifeboat.com\/blog.images\/biometric-security-gains-popularity-but-is-far-from-foolproof.jpeg\"><\/a><\/p>\n<p>Whenever cybersecurity is discussed, the topic of biometric authentication rises alongside it as a better, more effective, more secure method of security. But is it? Do biometrics actually provide a safer way to complete purchase transactions online?<\/p>\n<p>\u201cBiometrics are a device-specific authentication method,\u201d said <a href=\"http:\/\/bankinnovation.net\/2016\/06\/2016-innovators-to-watch-36-to-40\/\">Madeline Aufseeser<\/a>, CEO of online fraud prevention company <a href=\"http:\/\/www.tenderarmor.com\/\">Tender Armor<\/a>, of the ways biometric authentication is presently used to secure a digital purchase transaction (as opposed to logging into a bank\u2019s web site, to view an account or transfer money). \u201cTypically the same biometric method does not work across multiple purchasing channels today. The fingerprint used to make a purchase with a smartphone cannot necessarily be used to authenticate a phone order purchase or purchase made with a computer. When you confirm [a purchase transaction] with your fingerprint on a smartphone, all that\u2019s saying is that\u2019s the same fingerprint that\u2019s allowed to use this phone, or the specific application on the phone. Because the fingerprint is only resident and stored on the phone, the phone is authenticating itself, not the cardholder conducting the transaction.\u201d<\/p>\n<p>This sounds a little odd compared to what we might have heard about the capabilities of biometrics previously, mainly because it goes against a core assumption: that a biometric identifier (like a fingerprint) goes <em>with<\/em> transactional data, from the phone or device, to the payment processor, to the merchant.<\/p>\n<p><!-- Link: <a href=\"http:\/\/bankinnovation.net\/2016\/11\/biometric-security-gains-popularity-but-is-far-from-foolproof\/\">http:\/\/bankinnovation.net\/2016\/11\/biometric-security-gains-p...foolproof\/<\/a> --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Whenever cybersecurity is discussed, the topic of biometric authentication rises alongside it as a better, more effective, more secure method of security. But is it? Do biometrics actually provide a safer way to complete purchase transactions online? \u201cBiometrics are a device-specific authentication method,\u201d said Madeline Aufseeser, CEO of online fraud prevention company Tender Armor, of [\u2026]<\/p>\n","protected":false},"author":395,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34,45,1512,1412,6],"tags":[],"class_list":["post-31837","post","type-post","status-publish","format-standard","hentry","category-cybercrime-malcode","category-finance","category-mobile-phones","category-privacy","category-robotics-ai"],"_links":{"self":[{"href":"https:\/\/lifeboat.com\/blog\/wp-json\/wp\/v2\/posts\/31837","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeboat.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeboat.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeboat.com\/blog\/wp-json\/wp\/v2\/users\/395"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeboat.com\/blog\/wp-json\/wp\/v2\/comments?post=31837"}],"version-history":[{"count":2,"href":"https:\/\/lifeboat.com\/blog\/wp-json\/wp\/v2\/posts\/31837\/revisions"}],"predecessor-version":[{"id":65795,"href":"https:\/\/lifeboat.com\/blog\/wp-json\/wp\/v2\/posts\/31837\/revisions\/65795"}],"wp:attachment":[{"href":"https:\/\/lifeboat.com\/blog\/wp-json\/wp\/v2\/media?parent=31837"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeboat.com\/blog\/wp-json\/wp\/v2\/categories?post=31837"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeboat.com\/blog\/wp-json\/wp\/v2\/tags?post=31837"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}